Second Charge Mortgage
We specialise in structuring second charge mortgages that sit behind your existing first mortgage, allowing you to unlock equity without disturbing a favourable main loan rate. Facilities are available from £10k to £5m, with repayment terms tailored up to 30 years.
Whether you’re funding major home improvements, consolidating higher cost borrowings, helping family onto the property ladder, or raising capital for business or investment opportunities, a second charge mortgage delivers longer term, amortising finance at competitive rates, letting you realise your plans while keeping your primary mortgage intact.
Second Charge Mortgage
We specialise in structuring second charge mortgages that sit behind your existing first mortgage, allowing you to unlock equity without disturbing a favourable main loan rate. Facilities are available from £10k to £5m, with repayment terms tailored up to 30 years.
Whether you’re funding major home improvements, consolidating higher cost borrowings, helping family onto the property ladder, or raising capital for business or investment opportunities, a second charge mortgage delivers longer term, amortising finance at competitive rates, letting you realise your plans while keeping your primary mortgage intact.
Key Features
All projects are different, the location, project financials and the clients track record all play a part in securing the right financial backing. Our job is to collect this information, build a financial model for your project and present it to the right lender to get you the best terms.
£10K - £5M +
Use the funds for any purpose
Up to 100% LTV
Keep your current mortgage in place
Fast completion process
Competitive interest rates
Compare finance loans and secure a decision in principle today
You can now run your own project numbers through our finance comparison tool and receive instant indicative terms from over 140 lenders.
Whether you are exploring funding for the first time, or want to compare other options against terms you have already been quoted, this gives you an early view of what may be available before our team steps in to structure the deal, negotiate the best terms and secure the right funding route.
Compare finance loans and secure a decision in principle today
You can now run your own project numbers through our finance comparison tool and receive instant indicative terms from over 140 lenders.
Whether you are exploring funding for the first time, or want to compare other options against terms you have already been quoted, this gives you an early view of what may be available before our team steps in to structure the deal, negotiate the best terms and secure the right funding route.
We Can Help Secure the Finance You Need and Push Your Business Forward
The proper access to capital and its structure can either make or break a real estate transaction. With decades of experience in specialist and corporate finance, we have extensive industry knowledge that can assist you in this aspect. Our strong relationships with over 200+ funders ranging from alternative, institutional, professional lenders, financiers, private equity lenders, and traditional banks enable us to offer flexible, competitive rates and multiple options that suit your needs.
We provide assistance to experienced developers with a proven track record, additionally, we can advise less established developers who have a positive financial standing or a strong site on how to present themselves to get the financial backing they need.
Our financing options can cover up to 100% of the development, including conversions and new builds.
Let us help you structure your capital stack and access financial resources that cater to your specific needs.