The Bank of England has maintained Bank Rate at 3.75%, but the decision does not necessarily signal a period of stable or cheaper borrowing. At its September meeting, the Monetary Policy Committee voted 6–3...
The UK continues to face a significant shortage of housing, but the construction market has experienced a challenging start to 2026. Official figures from the Office for National Statistics showed that...
Energy efficiency is becoming an increasingly important consideration for residential landlords. The government’s direction is for privately rented homes in England and Wales to meet higher energy-performance...
For much of the past two years, the property finance market has focused on when interest rates might fall. However, the latest signals from the Bank of England suggest borrowers should not assume that further...
The UK housing market continues to show resilience, despite a more uncertain economic backdrop, higher mortgage rates and ongoing pressure on household affordability. According to the latest market data,...
At Cator Wells Finance, we understand that timing is often critical when clients are active in the auction market. Opportunities can move quickly, and having access to capital at the right moment can make the...
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